肪午唇奈酒朝遍荒叉酗料誊拱
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起止时间:2020-02-17到2020-06-12
更新状态:已完结
Chapter 1 Why Study Money, Banking, and Financial Markets？ test 1-1
1、 Which of the following financial intermediaries is not a depository institution?
A: A savings and loan association
B: A commercial bank
C:A finance company
D:A savings bank
答案: A finance company
2、 Financial intermediaries
A: exist because there are substantial information and transactions costs in the economy.
B:improve the lot of the small saver
C:are involved in the process of indirect finance
D:do each of the above
答案: do each of the above
3、 Which of the following is the primary source of external funds used by businesses to finance their activities?
A: Stock
B: Bonds and commercial paper
C: Bank loans
D: Other loans
答案: Bank loans
Chapter 2 Introduction of Financial Markets test 2-1
1、 Which of the following statements about financial markets and securities are true?
A: Many common stocks are traded over-the-counter, although the largest corporations usually have their shares traded at organized stock exchanges such as the New York Stock Exchange.
B: As a corporation gets a share of the broker’s commission, a corporation acquires new funds whenever its securities are sold.
C:Because of their short terms to maturity, the prices of money market instruments tend not to fluctuate wildly.
D: Only (a) and (c) of the above are true.
答案: Only (a) and (c) of the above are true.
2、 Bonds that are sold in a foreign country and are denominated in the country’s currency in which they are sold are known as
A:foreign bonds.
B:Eurobonds
C:equity bonds
D:country bonds
答案: Eurobonds
3、 Which of the following markets is sometimes organized as an over-the-counter market?
A:The stock market
B:The bond market
C:The foreign exchange market
D:Each of the above
答案: Each of the above
4、 A corporation acquires new funds only when its securities are sold
A:in the secondary market by an investment bank
B:in the primary market by an investment bank
C:in the secondary market by a stock exchange broker
D:in the secondary market by a commercial bank
答案: in the primary market by an investment bank
5、 1) Secondary markets make financial instruments more
A:fluid
B:liquid
C:risky
D:vapid
答案: liquid
6、 Securities are _ for the person who buys them, but are ___ for the individual or firm that issues them.
A:assets; liabilities
B: liabilities; assets
C: negotiable; nonnegotiable
D: nonnegotiable; negotiable
答案: assets; liabilities
Chapter 3 What Is Money test 3-1
1、 Currency includes
A:paper money and coins
B:paper money, coins, and checks.
C:paper money and checks
D:paper money, coins, checks, and savings deposits.
答案: paper money and coins
2、 The difference between money and income is that
A:money is a flow and income is a stock.
B:money is a stock and income is a flow.
C:there is no difference—money and income are both stocks.
D:there is no difference—money and income are both flows.
答案: money is a stock and income is a flow.
3、 When people say, “Bill Gates sure is rich, he has a lot of money,” they probably mean that Bill Gates
A:has a large checking account balance
B:is quite wealthy.
C:has a relatively high income.
D:all of the above.
答案: all of the above.
4、 An individual’s annual salary is her
A:money
B:income
C:wealth
D:assets
答案: income
5、 Money is
A:anything that is generally accepted in payment for goods and services or in the repayment of debt.
B:frequently—but incorrectly—used synonymously with wealth.
C: paper money, coins, and checks.
D:all of the above
答案: all of the above
6、 Which of the following assets can serve as a store of value?
A:Money
B:Stocks and bonds
C:Houses
D:All of the above
答案: All of the above
7、 Although not a unique store of value, people find money a convenient store of value because
A:it does not decline in value when prices rise.
B:its value remains fixed to the price level; that is, if prices double so does the value of money
C:it is the most liquid asset.
D:of all of the above
E:of none of the above
答案: it is the most liquid asset.
Chapter 4 The Meaning of Interest Rates test 4-1
1、 If a security pays $110 next year and $121 the year after that, what is its yield to maturity if it sells for $200?
A:9%
B:10%
C:11%
D:12%
答案: 10%
2、 With an interest rate of 8 percent, the present value of $100 next year is approximately
A:101
B:100
C:95
D:93
答案: 93
3、 Which of the following are true of simple loans?
A:A simple loan requires the borrower to repay the principal and interest at the maturity date
B: Installment loans and mortgages are frequently of the fixed payment type.
C: The borrower repays the loan by making the same payment every month.
D:Both (a) and (b) of the above
E:Both (b) and (c) of the above
答案: A simple loan requires the borrower to repay the principal and interest at the maturity date
4、 For a two-year simple loan of $1000 at 10 percent interest, the amount payable in two years is
A:1010
B:1210
C:1100
D:1121
答案: 1210
5、 If $1102.50 is the amount payable in two years for a $1000 simple loan made today, the interest rate is
A:2.5%
B:5%
C:10%
D:12%
答案: 5%
6、 Which of the following are true for a coupon bond?
A: When the coupon bond is priced at its face value, the yield to maturity equals the coupon rate.
B: The price of a coupon bond and the yield to maturity are negatively related.
C:The yield to maturity is greater than the coupon rate when the bond price is below the par value.
D:All of the above are true.
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